Services

Employee Benefits

In today's competitive market place, having an attractive employee benefit package will allow an employer to recruit, retain and reward one of its most valuable business assets-its employees. Whether your business is large or small, our professional team can help you design a comprehensive plan for all your employees that will fulfill your benefit and budgetary requirements. Read More

We offer the following:

Insurance Services

For business owners and individuals, our professional staff will help you evaluate your needs and direct you to the many available insurance products designed to protect the things you value most in your business and home-life. Read More

Investment Services

HR&S Financial Services is committed to helping our clients develop investment strategies that will allow you to protect your current assets, effectively utilize your resources today, accumulate wealth for future security and transfer your estate to future generations. Our professional staff can steer you to the many investment vehicles available in today's market place. Read More

Planning Services

Our professional staff can help you prepare for the situations you encounter in life through the analysis, design and implementation of financial planning, college planning, estate planning, and retirement planning. Read More

Securities are offered by, and Financial Consultants are registered with UVEST Financial Services, Member FINRA/SIPC. UVEST and HR&S Financial Services, LLC are independent entities. Securities, with the exception of Brokerage CD's (1) are not bank deposits; (2) are not insured or guaranteed by the FDIC, NCUA, or any other government agency; (3) are not obligations or, or guaranteed by, any financial institution; and (4) involve investment risks, including the potential for fluctuations in investment return and the potential loss of principal.. HR&S Financial Services, LLC is an affiliate of Heffler, Radetich & Saitta, LLP, one of the northeast region's largest CPA and consulting firms.